Not sure which type of loan is right for you?
SDFFCU offers fixed and adjustable rate loan programs with a variety of different terms to suit your individual needs. Whether you're buying your home for the first time or refinancing, your mortgage will perhaps be one of the most important financial decisions you make. Our expert staff will help you find the loan that best fits your current budget and future goals and will walk you through the walk you through the process every step of the way. You can always trust that your credit union is working only for you and will serve your best interests.

SDFFCU offers fixed and adjustable rate loan programs with a variety of different terms to suit your individual needs. We can pre-qualify you right over the phone. Call us at 619-283-7026 and ask for one of our loan representatives.

• We offer the Best Rate and Terms available
• Loans with Low INTEREST-ONLY payments available*
• CONVENIENT PHONE APPLICATIONS taken in minutes

Use the equity in your home to pay for the things you need, and get a tax write off.*

• Remodel your kitchen or bath
• Lower your monthly payment
• Do a debt consolidation, pay off your charge cards
• Add a new room, deck or pool
• Pay for college

* Check with your tax advisor.

SDFFCU is ready and willing to help you accomplish your goal. We have a wide variety of low interest, low-payment loans. Purchase, refinance, or add a 2nd mortgage to lower your payments.

• 80% LTV (loan-to-value) ARM
• Loan limit to $250,000
• 15 year term

We offer a Low Start Rate, a Low Lifetime rate cap, and our loan adjusts only once per year. **

APPLY ONLINE 24/7! Apply anytime…weekends, evenings and holidays.

• 80% LTV (loan to value) - Fixed Rate
• Loan limit to $250,000
• 15 or 30 year term

Call us for information at 619-283-7026. We can take your application over the phone in minutes!

** Check with your tax advisor for complete deductibility. All terms and conditions subject to change. Certain restrictions apply; on approved credit.