Our philosophy is to provide the BEST OVERALL QUALITY SERVICES for our members at the lowest possible cost. Once you open a savings account with us, you have access to all of the other FREE services that we offer!

In addition to all these services, you are always welcome in our offices by our friendly and professional staff, serving you with smiles, excellent service, and fresh coffee and cookies.

SAVINGS Account Information

• FREE Savings accounts
• NO MONTHLY FEES
• FREE ATM transactions at any Co-op ATM

FREE CHECKING - Our checking is hard to beat!

• FREE CHECKS with direct deposit
• No minimum balance
• NO MONTHLY FEES
• No "Per Check Charge"
• Overdraft protection available *
• Direct deposit
  
  *On approved credit. Certain restrictions apply.

FREE AUDIO TELLER- Convenient account access available 24 hours a day

• Balance Inquires
• Transfers
• Withdrawals
• Account History
• Loan Payments

FREE On-Line WEB SERVICES

• HFS Online Home Banking
• E-Statements Online
• Your Canceled Check Copies
• Free on line Bill Payment
• Blue Book Car Guide (New and Used)
• CarFax
• Access to complete financial planning
• Access to Personal and property Insurance Products
  

Additional "Free" services include:

• Free access to all Shared Branching locations throughout the country
• Direct Deposit of your pay check
• Payroll Deductions
• Free Traveler's Checks (with Direct Deposit)