Dividend Rates

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SHARE CERTIFICATES & IRA ACCOUNTS
Rates as of: Thursday, June 12, 2008
Term	Dividend Rate	APY*	Minimum Balance	Change
3 month	2.73%	2.75%	$2000	weekly
6 month	2.97%	3.00%	$2000	weekly
12 month	3.21%	3.25%	$2000	weekly
18 month	3.46%	3.50%	$2000	weekly
24 month	3.46%	3.50%	$2000	weekly
36 month	3.46%	3.50%	$2000	weekly
48 month	3.46%	3.50%	$2000	weekly
60 month	3.46%	3.50%	$2000	weekly
6 month	3.06%	3.10%	$10,000	weekly
12 month	3.46%	3.50%	$10,000	weekly
*Annual Percentage Yield Share Certificates are available in a variety of denominations and maturities. Minimum deposits start at $2000 and maturities range from 3 to 60 months - At very competitive rates! IRA accounts are also available with either a defined term or a savings rate.

MONEY MARKET Rates as of: Thursday, June 12, 2008
Type	Term	DIVIDEND RATE	*APY
MONEY MARKET Rates are set monthly and are subject to change. Rates are set monthly and are subject to change.	Rates are set monthly	Tiered rate system
	$0-$999.99	0.00%	0.00%
	$1K-$9999.99	2.24%	2.25%
	$10K-$24,999.99	2.48%	2.50%
	$25K-$49,999.99	2.48%	2.50%
	$50K-$99,999.99	2.73%	2.75%
	$100K+	2.97%	3.00%
*Annual Percentage Yield