Dividend Rates

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SHARE CERTIFICATES & IRA ACCOUNTS
Rates as of: Tuesday, December 20, 2011
Term	Dividend Rate	APY*	Minimum Balance	Change
3 month	.15%	.15%	$2000	weekly
6 month	.30%	.30%	$2000	weekly
12 month	.50%	.50%	$2000	weekly
18 month	.75%	.75%	$2000	weekly
24 month	1.00%	1.00%	$2000	weekly
36 month	1.24%	1.25%	$2000	weekly
48 month	1.49%	1.50%	$2000	weekly
60 month	1.98%	2.00%	$2000	weekly
6 month	.40%	.40%	$10,000	weekly
12 month	.60%	.60%	$10,000	weekly
*Annual Percentage Yield Share Certificates are available in a variety of denominations and maturities. Minimum deposits start at $2000 and maturities range from 3 to 60 months - At very competitive rates! IRA accounts are also available with either a defined term or a savings rate.

MONEY MARKET Rates as of: Tuesday, December 20, 2011
Type	Term	DIVIDEND RATE	*APY
MONEY MARKET Rates are set monthly and are subject to change. Rates are set monthly and are subject to change.	Rates are set monthly	Tiered rate system
	$0-$999.99	0.00%	0.00%
	$1K-$9999.99	.15%	.15%
	$10K-$24,999.99	.25%	.25%
	$25K-$49,999.99	.35%	.35%
	$50K-$99,999.99	.50%	.50%
	$100K-$499,999.99	.60%	.60%
	$500K+	.75%	.75%
*Annual Percentage Yield